One of GCash's most popular features is its ability to send money instantly to anyone in the Philippines. Here's a complete guide to all the transfer methods available.
Express Send – Transfer to Another GCash User
This is the fastest way to send money within GCash. Open the app, tap Send Money, then Express Send. Enter the recipient's GCash number, the amount, and your MPIN to confirm. The transfer is instant and available 24/7.
Scan QR Code to Send Money
Every GCash user has a personalized QR code. To pay someone, tap Pay QR and scan their code. You can also use QR codes to pay at stores and restaurants that accept GCash payments. GCash is part of the Alipay+ network, so you can even scan Alipay+ QR codes when paying abroad.
Send to Many – Pay Multiple Recipients
Need to pay multiple people at once? GCash's Send to Many feature lets you send money to up to 50 recipients in a single transaction. This is ideal for splitting group bills, paying a team, or distributing allowances.
GCash Padala – For Recipients Without GCash
If your recipient doesn't have a GCash account, use GCash Padala. The sender initiates the transfer through the app, and the recipient can claim the cash at any of GCash's partner outlets nationwide — just like a remittance pickup.
Bank Transfer
To send money directly to a bank account, tap Bank Transfer in the GCash app. Select the recipient's bank from the list of InstaPay and PESONet partners, enter the account number and amount, then confirm with your MPIN. InstaPay transfers are processed in real time.
Express Send between GCash users is instant and free — no transaction fee applies as of 2026.
Tips for Safe Sending
Always double-check the recipient's mobile number before confirming. GCash transactions cannot be reversed once completed. Never share your MPIN with anyone, and be cautious of transfer requests from unknown contacts.
